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Appraisal services for Tampa and Hillsborough County homeowners

Here are the top reasons Florida homeowners use NELSON BOSWELL, LLC:

  1. Complex unique high-end construction, site and location characteristics
  2. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  3. Challenge Hillsborough County's assessment of your property
  4. To cut your mortgage payments by removing PMI
  5. To reinstate their Home Equity Line of Credit (or HELOC)
  6. Verify a different appraiser's report
  7. If real estate needs to be divided because of a divorce
  8. Settle an estate in Florida by determining the true market value of real estate
Own a home in or near Tampa, Florida and need help deciding the value of it? Contact NELSON BOSWELL, LLC.

We at NELSON BOSWELL, LLC understand the unique needs of a consumer after appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at NELSON BOSWELL, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Challenge property tax assessments

Let's say you live in an area that is declining -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from NELSON BOSWELL, LLC is your strongest weapon when challenging your property tax assessment.

Appraisals to remove PMI

An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. NELSON BOSWELL, LLC is experienced in helping people just like you dismiss unwanted and unneeded PMI insurance.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. NELSON BOSWELL, LLC can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for verity, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? NELSON BOSWELL, LLC offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can assist you. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your home.